WhereCanIAfford › Augusta, GA › On $1,275,000

Is Augusta, GA affordable on a $1,275,000 salary?

YES On $1,275,000/yr, the typical $250,497 home in Augusta, GA needs $78,426/yr ($1,830/mo). Your gap: +$1,196,574 — housing would be 1.7% of your gross income.

The math

250,497 price − 10% down (25,050) = 225,447 loan
30-yr fixed at 7.18% on 225,447 = 1,527/mo principal+interest
+ 303/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,830/mo PITI ÷ 0.28 = 6,536/mo → 78,426/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear Augusta, GA?

You need about $78,426/yr for the typical home. On $1,275,000 you already clear it by $1,196,574.

On $1,250,000? On $1,300,000? On $1,325,000?

See the full Augusta, GA affordability breakdown → or every metro you can afford on $1,275,000 →