WhereCanIAfford › Augusta, GA › On $175,000

Is Augusta, GA affordable on a $175,000 salary?

YES On $175,000/yr, the typical $252,841 home in Augusta, GA needs $77,650/yr ($1,812/mo). Your gap: +$97,350 — housing would be 12.4% of your gross income.

The math

252,841 price − 10% down (25,284) = 227,557 loan
30-yr fixed at 6.95% on 227,557 = 1,506/mo principal+interest
+ 306/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,812/mo PITI ÷ 0.28 = 6,471/mo → 77,650/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Augusta, GA?

You need about $77,650/yr for the typical home. On $175,000 you already clear it by $97,350.

On $150,000? On $200,000? On $225,000?

See the full Augusta, GA affordability breakdown → or every metro you can afford on $175,000 →