WhereCanIAfford › Augusta, GA › On $475,000

Is Augusta, GA affordable on a $475,000 salary?

YES On $475,000/yr, the typical $253,524 home in Augusta, GA needs $74,745/yr ($1,744/mo). Your gap: +$400,255 — housing would be 4.4% of your gross income.

The math

253,524 price − 10% down (25,352) = 228,172 loan
30-yr fixed at 6.47% on 228,172 = 1,438/mo principal+interest
+ 306/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,744/mo PITI ÷ 0.28 = 6,229/mo → 74,745/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Augusta, GA?

You need about $74,745/yr for the typical home. On $475,000 you already clear it by $400,255.

On $450,000? On $500,000? On $525,000?

See the full Augusta, GA affordability breakdown → or every metro you can afford on $475,000 →