WhereCanIAfford › Augusta, GA › On $650,000

Is Augusta, GA affordable on a $650,000 salary?

YES On $650,000/yr, the typical $250,497 home in Augusta, GA needs $78,426/yr ($1,830/mo). Your gap: +$571,574 — housing would be 3.4% of your gross income.

The math

250,497 price − 10% down (25,050) = 225,447 loan
30-yr fixed at 7.18% on 225,447 = 1,527/mo principal+interest
+ 303/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,830/mo PITI ÷ 0.28 = 6,536/mo → 78,426/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear Augusta, GA?

You need about $78,426/yr for the typical home. On $650,000 you already clear it by $571,574.

On $625,000? On $675,000? On $700,000?

See the full Augusta, GA affordability breakdown → or every metro you can afford on $650,000 →