A STRETCH
On $75,000/yr, the typical $252,841 home in Augusta, GA needs $77,650/yr ($1,812/mo). Your gap: $-2,650 — housing would be 29% of your gross income.
The math
252,841 price − 10% down (25,284) = 227,557 loan
30-yr fixed at 6.95% on 227,557 = 1,506/mo principal+interest
+ 306/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,812/mo PITI ÷ 0.28 = 6,471/mo → 77,650/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Augusta, GA?
You need about $77,650/yr for the typical home. That's $2,650 more than $75,000.