A STRETCH
On $75,000/yr, the typical $250,497 home in Augusta, GA needs $78,426/yr ($1,830/mo). Your gap: $-3,426 — housing would be 29.3% of your gross income.
The math
250,497 price − 10% down (25,050) = 225,447 loan
30-yr fixed at 7.18% on 225,447 = 1,527/mo principal+interest
+ 303/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,830/mo PITI ÷ 0.28 = 6,536/mo → 78,426/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Augusta, GA?
You need about $78,426/yr for the typical home. That's $3,426 more than $75,000.