NO
On $100,000/yr, the typical $417,977 home in Austin, TX needs $128,364/yr ($2,995/mo). Your gap: $-28,364 — housing would be 35.9% of your gross income.
The math
417,977 price − 10% down (41,798) = 376,179 loan
30-yr fixed at 6.95% on 376,179 = 2,490/mo principal+interest
+ 505/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,995/mo PITI ÷ 0.28 = 10,697/mo → 128,364/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Austin, TX?
You need about $128,364/yr for the typical home. That's $28,364 more than $100,000.