NO
On $25,000/yr, the typical $428,524 home in Austin, TX needs $126,339/yr ($2,948/mo). Your gap: $-101,339 — housing would be 141.5% of your gross income.
The math
428,524 price − 10% down (42,852) = 385,672 loan
30-yr fixed at 6.47% on 385,672 = 2,430/mo principal+interest
+ 518/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,948/mo PITI ÷ 0.28 = 10,528/mo → 126,339/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Austin, TX?
You need about $126,339/yr for the typical home. That's $101,339 more than $25,000.