Is Boise City, ID affordable on a $1,100,000 salary?
YES
On $1,100,000/yr, the typical $497,239 home in Boise City, ID needs $149,382/yr ($3,486/mo). Your gap: +$950,618 — housing would be 3.8% of your gross income.
The math
497,239 price − 10% down (49,724) = 447,515 loan
30-yr fixed at 6.69% on 447,515 = 2,885/mo principal+interest
+ 601/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,486/mo PITI ÷ 0.28 = 12,448/mo → 149,382/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Boise City, ID?
You need about $149,382/yr for the typical home. On $1,100,000 you already clear it by $950,618.