NO
On $75,000/yr, the typical $291,683 home in Buffalo, NY needs $89,578/yr ($2,090/mo). Your gap: $-14,578 — housing would be 33.4% of your gross income.
The math
291,683 price − 10% down (29,168) = 262,515 loan
30-yr fixed at 6.95% on 262,515 = 1,738/mo principal+interest
+ 352/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,090/mo PITI ÷ 0.28 = 7,465/mo → 89,578/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Buffalo, NY?
You need about $89,578/yr for the typical home. That's $14,578 more than $75,000.