Is Charleston, SC affordable on a $950,000 salary?
YES
On $950,000/yr, the typical $436,297 home in Charleston, SC needs $131,074/yr ($3,058/mo). Your gap: +$818,926 — housing would be 3.9% of your gross income.
The math
436,297 price − 10% down (43,630) = 392,667 loan
30-yr fixed at 6.69% on 392,667 = 2,531/mo principal+interest
+ 527/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,058/mo PITI ÷ 0.28 = 10,923/mo → 131,074/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Charleston, SC?
You need about $131,074/yr for the typical home. On $950,000 you already clear it by $818,926.