NO
On $75,000/yr, the typical $359,888 home in Chicago, IL needs $108,119/yr ($2,523/mo). Your gap: $-33,119 — housing would be 40.4% of your gross income.
The math
359,888 price − 10% down (35,989) = 323,899 loan
30-yr fixed at 6.69% on 323,899 = 2,088/mo principal+interest
+ 435/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,523/mo PITI ÷ 0.28 = 9,010/mo → 108,119/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Chicago, IL?
You need about $108,119/yr for the typical home. That's $33,119 more than $75,000.