NO
On $25,000/yr, the typical $250,001 home in Cleveland, OH needs $78,271/yr ($1,826/mo). Your gap: $-53,271 — housing would be 87.7% of your gross income.
The math
250,001 price − 10% down (25,000) = 225,001 loan
30-yr fixed at 7.18% on 225,001 = 1,524/mo principal+interest
+ 302/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,826/mo PITI ÷ 0.28 = 6,523/mo → 78,271/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Cleveland, OH?
You need about $78,271/yr for the typical home. That's $53,271 more than $25,000.