WhereCanIAfford › Colorado Springs, CO › On $125,000

Is Colorado Springs, CO affordable on a $125,000 salary?

A STRETCH On $125,000/yr, the typical $457,057 home in Colorado Springs, CO needs $137,310/yr ($3,204/mo). Your gap: $-12,310 — housing would be 30.8% of your gross income.

The math

457,057 price − 10% down (45,706) = 411,351 loan
30-yr fixed at 6.69% on 411,351 = 2,652/mo principal+interest
+ 552/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,204/mo PITI ÷ 0.28 = 11,443/mo → 137,310/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Colorado Springs, CO?

You need about $137,310/yr for the typical home. That's $12,310 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Colorado Springs, CO affordability breakdown → or every metro you can afford on $125,000 →