WhereCanIAfford › Colorado Springs, CO › On $125,000

Is Colorado Springs, CO affordable on a $125,000 salary?

A STRETCH On $125,000/yr, the typical $457,300 home in Colorado Springs, CO needs $134,823/yr ($3,146/mo). Your gap: $-9,823 — housing would be 30.2% of your gross income.

The math

457,300 price − 10% down (45,730) = 411,570 loan
30-yr fixed at 6.47% on 411,570 = 2,593/mo principal+interest
+ 553/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,146/mo PITI ÷ 0.28 = 11,235/mo → 134,823/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Colorado Springs, CO?

You need about $134,823/yr for the typical home. That's $9,823 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Colorado Springs, CO affordability breakdown → or every metro you can afford on $125,000 →