WhereCanIAfford › Colorado Springs, CO › On $125,000

Is Colorado Springs, CO affordable on a $125,000 salary?

A STRETCH On $125,000/yr, the typical $448,492 home in Colorado Springs, CO needs $137,736/yr ($3,214/mo). Your gap: $-12,736 — housing would be 30.9% of your gross income.

The math

448,492 price − 10% down (44,849) = 403,643 loan
30-yr fixed at 6.95% on 403,643 = 2,672/mo principal+interest
+ 542/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,214/mo PITI ÷ 0.28 = 11,478/mo → 137,736/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Colorado Springs, CO?

You need about $137,736/yr for the typical home. That's $12,736 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Colorado Springs, CO affordability breakdown → or every metro you can afford on $125,000 →