WhereCanIAfford › Columbus, OH › On $125,000

Is Columbus, OH affordable on a $125,000 salary?

YES On $125,000/yr, the typical $326,910 home in Columbus, OH needs $102,350/yr ($2,388/mo). Your gap: +$22,650 — housing would be 22.9% of your gross income.

The math

326,910 price − 10% down (32,691) = 294,219 loan
30-yr fixed at 7.18% on 294,219 = 1,993/mo principal+interest
+ 395/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,388/mo PITI ÷ 0.28 = 8,529/mo → 102,350/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear Columbus, OH?

You need about $102,350/yr for the typical home. On $125,000 you already clear it by $22,650.

On $100,000? On $150,000? On $175,000?

See the full Columbus, OH affordability breakdown → or every metro you can afford on $125,000 →