Is Columbus, OH affordable on a $1,300,000 salary?
YES
On $1,300,000/yr, the typical $326,910 home in Columbus, OH needs $102,350/yr ($2,388/mo). Your gap: +$1,197,650 — housing would be 2.2% of your gross income.
The math
326,910 price − 10% down (32,691) = 294,219 loan
30-yr fixed at 7.18% on 294,219 = 1,993/mo principal+interest
+ 395/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,388/mo PITI ÷ 0.28 = 8,529/mo → 102,350/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Columbus, OH?
You need about $102,350/yr for the typical home. On $1,300,000 you already clear it by $1,197,650.