NO
On $75,000/yr, the typical $360,437 home in Dallas, TX needs $110,693/yr ($2,583/mo). Your gap: $-35,693 — housing would be 41.3% of your gross income.
The math
360,437 price − 10% down (36,044) = 324,393 loan
30-yr fixed at 6.95% on 324,393 = 2,147/mo principal+interest
+ 436/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,583/mo PITI ÷ 0.28 = 9,224/mo → 110,693/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Dallas, TX?
You need about $110,693/yr for the typical home. That's $35,693 more than $75,000.