A STRETCH
On $150,000/yr, the typical $573,221 home in Denver, CO needs $168,999/yr ($3,943/mo). Your gap: $-18,999 — housing would be 31.5% of your gross income.
The math
573,221 price − 10% down (57,322) = 515,899 loan
30-yr fixed at 6.47% on 515,899 = 3,251/mo principal+interest
+ 693/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,943/mo PITI ÷ 0.28 = 14,083/mo → 168,999/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Denver, CO?
You need about $168,999/yr for the typical home. That's $18,999 more than $150,000.