WhereCanIAffordDetroit, MI › On $25,000

Is Detroit, MI affordable on a $25,000 salary?

NO On $25,000/yr, the typical $269,080 home in Detroit, MI needs $79,331/yr ($1,851/mo). Your gap: $-54,331 — housing would be 88.9% of your gross income.

The math

269,080 price − 10% down (26,908) = 242,172 loan
30-yr fixed at 6.47% on 242,172 = 1,526/mo principal+interest
+ 325/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,851/mo PITI ÷ 0.28 = 6,611/mo → 79,331/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Detroit, MI?

You need about $79,331/yr for the typical home. That's $54,331 more than $25,000.

On $50,000? On $75,000?

See the full Detroit, MI affordability breakdown → or every metro you can afford on $25,000 →