NO
On $50,000/yr, the typical $234,069 home in El Paso, TX needs $71,885/yr ($1,677/mo). Your gap: $-21,885 — housing would be 40.3% of your gross income.
The math
234,069 price − 10% down (23,407) = 210,662 loan
30-yr fixed at 6.95% on 210,662 = 1,394/mo principal+interest
+ 283/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,677/mo PITI ÷ 0.28 = 5,990/mo → 71,885/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear El Paso, TX?
You need about $71,885/yr for the typical home. That's $21,885 more than $50,000.