NO
On $50,000/yr, the typical $232,910 home in El Paso, TX needs $68,667/yr ($1,602/mo). Your gap: $-18,667 — housing would be 38.5% of your gross income.
The math
232,910 price − 10% down (23,291) = 209,619 loan
30-yr fixed at 6.47% on 209,619 = 1,321/mo principal+interest
+ 281/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,602/mo PITI ÷ 0.28 = 5,722/mo → 68,667/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear El Paso, TX?
You need about $68,667/yr for the typical home. That's $18,667 more than $50,000.