NO
On $75,000/yr, the typical $404,052 home in Fresno, CA needs $126,501/yr ($2,952/mo). Your gap: $-51,501 — housing would be 47.2% of your gross income.
The math
404,052 price − 10% down (40,405) = 363,647 loan
30-yr fixed at 7.18% on 363,647 = 2,463/mo principal+interest
+ 488/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,952/mo PITI ÷ 0.28 = 10,542/mo → 126,501/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Fresno, CA?
You need about $126,501/yr for the typical home. That's $51,501 more than $75,000.