NO
On $75,000/yr, the typical $308,933 home in Houston, TX needs $92,811/yr ($2,166/mo). Your gap: $-17,811 — housing would be 34.6% of your gross income.
The math
308,933 price − 10% down (30,893) = 278,040 loan
30-yr fixed at 6.69% on 278,040 = 1,792/mo principal+interest
+ 373/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,166/mo PITI ÷ 0.28 = 7,734/mo → 92,811/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Houston, TX?
You need about $92,811/yr for the typical home. That's $17,811 more than $75,000.