WhereCanIAfford › Indianapolis, IN › On $25,000

Is Indianapolis, IN affordable on a $25,000 salary?

NO On $25,000/yr, the typical $291,634 home in Indianapolis, IN needs $91,305/yr ($2,130/mo). Your gap: $-66,305 — housing would be 102.3% of your gross income.

The math

291,634 price − 10% down (29,163) = 262,471 loan
30-yr fixed at 7.18% on 262,471 = 1,778/mo principal+interest
+ 352/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,130/mo PITI ÷ 0.28 = 7,609/mo → 91,305/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear Indianapolis, IN?

You need about $91,305/yr for the typical home. That's $66,305 more than $25,000.

On $50,000? On $75,000?

See the full Indianapolis, IN affordability breakdown → or every metro you can afford on $25,000 →