NO
On $50,000/yr, the typical $214,315 home in Jackson, MS needs $65,818/yr ($1,536/mo). Your gap: $-15,818 — housing would be 36.9% of your gross income.
The math
214,315 price − 10% down (21,432) = 192,883 loan
30-yr fixed at 6.95% on 192,883 = 1,277/mo principal+interest
+ 259/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,536/mo PITI ÷ 0.28 = 5,485/mo → 65,818/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Jackson, MS?
You need about $65,818/yr for the typical home. That's $15,818 more than $50,000.