NO
On $50,000/yr, the typical $215,136 home in Jackson, MS needs $63,427/yr ($1,480/mo). Your gap: $-13,427 — housing would be 35.5% of your gross income.
The math
215,136 price − 10% down (21,514) = 193,622 loan
30-yr fixed at 6.47% on 193,622 = 1,220/mo principal+interest
+ 260/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,480/mo PITI ÷ 0.28 = 5,286/mo → 63,427/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Jackson, MS?
You need about $63,427/yr for the typical home. That's $13,427 more than $50,000.