NO
On $50,000/yr, the typical $215,622 home in Jackson, MS needs $64,778/yr ($1,511/mo). Your gap: $-14,778 — housing would be 36.3% of your gross income.
The math
215,622 price − 10% down (21,562) = 194,060 loan
30-yr fixed at 6.69% on 194,060 = 1,251/mo principal+interest
+ 261/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,511/mo PITI ÷ 0.28 = 5,398/mo → 64,778/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Jackson, MS?
You need about $64,778/yr for the typical home. That's $14,778 more than $50,000.