WhereCanIAfford › Killeen, TX › On $350,000

Is Killeen, TX affordable on a $350,000 salary?

YES On $350,000/yr, the typical $252,591 home in Killeen, TX needs $74,470/yr ($1,738/mo). Your gap: +$275,530 — housing would be 6% of your gross income.

The math

252,591 price − 10% down (25,259) = 227,332 loan
30-yr fixed at 6.47% on 227,332 = 1,432/mo principal+interest
+ 305/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,738/mo PITI ÷ 0.28 = 6,206/mo → 74,470/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Killeen, TX?

You need about $74,470/yr for the typical home. On $350,000 you already clear it by $275,530.

On $325,000? On $375,000? On $400,000?

See the full Killeen, TX affordability breakdown → or every metro you can afford on $350,000 →