A STRETCH
On $75,000/yr, the typical $252,444 home in Killeen, TX needs $75,840/yr ($1,770/mo). Your gap: $-840 — housing would be 28.3% of your gross income.
The math
252,444 price − 10% down (25,244) = 227,200 loan
30-yr fixed at 6.69% on 227,200 = 1,465/mo principal+interest
+ 305/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,770/mo PITI ÷ 0.28 = 6,320/mo → 75,840/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Killeen, TX?
You need about $75,840/yr for the typical home. That's $840 more than $75,000.