WhereCanIAfford › Knoxville, TN › On $325,000

Is Knoxville, TN affordable on a $325,000 salary?

YES On $325,000/yr, the typical $364,988 home in Knoxville, TN needs $112,091/yr ($2,615/mo). Your gap: +$212,909 — housing would be 9.7% of your gross income.

The math

364,988 price − 10% down (36,499) = 328,489 loan
30-yr fixed at 6.95% on 328,489 = 2,174/mo principal+interest
+ 441/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,615/mo PITI ÷ 0.28 = 9,341/mo → 112,091/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Knoxville, TN?

You need about $112,091/yr for the typical home. On $325,000 you already clear it by $212,909.

On $300,000? On $350,000? On $375,000?

See the full Knoxville, TN affordability breakdown → or every metro you can afford on $325,000 →