WhereCanIAfford › Lafayette, LA › On $50,000

Is Lafayette, LA affordable on a $50,000 salary?

NO On $50,000/yr, the typical $202,529 home in Lafayette, LA needs $62,198/yr ($1,451/mo). Your gap: $-12,198 — housing would be 34.8% of your gross income.

The math

202,529 price − 10% down (20,253) = 182,276 loan
30-yr fixed at 6.95% on 182,276 = 1,207/mo principal+interest
+ 245/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,451/mo PITI ÷ 0.28 = 5,183/mo → 62,198/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Lafayette, LA?

You need about $62,198/yr for the typical home. That's $12,198 more than $50,000.

On $25,000? On $75,000? On $100,000?

See the full Lafayette, LA affordability breakdown → or every metro you can afford on $50,000 →