NO
On $75,000/yr, the typical $298,822 home in Lakeland, FL needs $89,773/yr ($2,095/mo). Your gap: $-14,773 — housing would be 33.5% of your gross income.
The math
298,822 price − 10% down (29,882) = 268,940 loan
30-yr fixed at 6.69% on 268,940 = 1,734/mo principal+interest
+ 361/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,095/mo PITI ÷ 0.28 = 7,481/mo → 89,773/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Lakeland, FL?
You need about $89,773/yr for the typical home. That's $14,773 more than $75,000.