Is Lexington, KY affordable on a $1,000,000 salary?
YES
On $1,000,000/yr, the typical $329,050 home in Lexington, KY needs $98,854/yr ($2,307/mo). Your gap: +$901,146 — housing would be 2.8% of your gross income.
The math
329,050 price − 10% down (32,905) = 296,145 loan
30-yr fixed at 6.69% on 296,145 = 1,909/mo principal+interest
+ 398/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,307/mo PITI ÷ 0.28 = 8,238/mo → 98,854/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Lexington, KY?
You need about $98,854/yr for the typical home. On $1,000,000 you already clear it by $901,146.