NO
On $50,000/yr, the typical $327,671 home in Lexington, KY needs $96,605/yr ($2,254/mo). Your gap: $-46,605 — housing would be 54.1% of your gross income.
The math
327,671 price − 10% down (32,767) = 294,904 loan
30-yr fixed at 6.47% on 294,904 = 1,858/mo principal+interest
+ 396/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,254/mo PITI ÷ 0.28 = 8,050/mo → 96,605/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Lexington, KY?
You need about $96,605/yr for the typical home. That's $46,605 more than $50,000.