WhereCanIAfford › Los Angeles, CA › On $125,000

Is Los Angeles, CA affordable on a $125,000 salary?

NO On $125,000/yr, the typical $952,601 home in Los Angeles, CA needs $292,552/yr ($6,826/mo). Your gap: $-167,552 — housing would be 65.5% of your gross income.

The math

952,601 price − 10% down (95,260) = 857,341 loan
30-yr fixed at 6.95% on 857,341 = 5,675/mo principal+interest
+ 1,151/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
6,826/mo PITI ÷ 0.28 = 24,379/mo → 292,552/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Los Angeles, CA?

You need about $292,552/yr for the typical home. That's $167,552 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Los Angeles, CA affordability breakdown → or every metro you can afford on $125,000 →