WhereCanIAfford › Los Angeles, CA › On $125,000

Is Los Angeles, CA affordable on a $125,000 salary?

NO On $125,000/yr, the typical $968,028 home in Los Angeles, CA needs $290,818/yr ($6,786/mo). Your gap: $-165,818 — housing would be 65.1% of your gross income.

The math

968,028 price − 10% down (96,803) = 871,225 loan
30-yr fixed at 6.69% on 871,225 = 5,616/mo principal+interest
+ 1,170/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
6,786/mo PITI ÷ 0.28 = 24,235/mo → 290,818/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Los Angeles, CA?

You need about $290,818/yr for the typical home. That's $165,818 more than $125,000.

On $100,000? On $150,000? On $175,000?

See the full Los Angeles, CA affordability breakdown → or every metro you can afford on $125,000 →