NO
On $75,000/yr, the typical $452,769 home in Madison, WI needs $133,487/yr ($3,115/mo). Your gap: $-58,487 — housing would be 49.8% of your gross income.
The math
452,769 price − 10% down (45,277) = 407,492 loan
30-yr fixed at 6.47% on 407,492 = 2,568/mo principal+interest
+ 547/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,115/mo PITI ÷ 0.28 = 11,124/mo → 133,487/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Madison, WI?
You need about $133,487/yr for the typical home. That's $58,487 more than $75,000.