NO
On $50,000/yr, the typical $475,622 home in Miami, FL needs $140,224/yr ($3,272/mo). Your gap: $-90,224 — housing would be 78.5% of your gross income.
The math
475,622 price − 10% down (47,562) = 428,060 loan
30-yr fixed at 6.47% on 428,060 = 2,697/mo principal+interest
+ 575/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,272/mo PITI ÷ 0.28 = 11,685/mo → 140,224/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Miami, FL?
You need about $140,224/yr for the typical home. That's $90,224 more than $50,000.