WhereCanIAfford › Myrtle Beach, SC › On $175,000

Is Myrtle Beach, SC affordable on a $175,000 salary?

YES On $175,000/yr, the typical $339,754 home in Myrtle Beach, SC needs $104,341/yr ($2,435/mo). Your gap: +$70,659 — housing would be 16.7% of your gross income.

The math

339,754 price − 10% down (33,975) = 305,779 loan
30-yr fixed at 6.95% on 305,779 = 2,024/mo principal+interest
+ 411/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,435/mo PITI ÷ 0.28 = 8,695/mo → 104,341/yr required

against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).

What salary WOULD clear Myrtle Beach, SC?

You need about $104,341/yr for the typical home. On $175,000 you already clear it by $70,659.

On $150,000? On $200,000? On $225,000?

See the full Myrtle Beach, SC affordability breakdown → or every metro you can afford on $175,000 →