Is Myrtle Beach, SC affordable on a $975,000 salary?
YES
On $975,000/yr, the typical $341,312 home in Myrtle Beach, SC needs $102,538/yr ($2,393/mo). Your gap: +$872,462 — housing would be 2.9% of your gross income.
The math
341,312 price − 10% down (34,131) = 307,181 loan
30-yr fixed at 6.69% on 307,181 = 1,980/mo principal+interest
+ 412/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,393/mo PITI ÷ 0.28 = 8,545/mo → 102,538/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Myrtle Beach, SC?
You need about $102,538/yr for the typical home. On $975,000 you already clear it by $872,462.