WhereCanIAfford › New Haven, CT › On $225,000

Is New Haven, CT affordable on a $225,000 salary?

YES On $225,000/yr, the typical $408,096 home in New Haven, CT needs $120,316/yr ($2,807/mo). Your gap: +$104,684 — housing would be 15% of your gross income.

The math

408,096 price − 10% down (40,810) = 367,286 loan
30-yr fixed at 6.47% on 367,286 = 2,314/mo principal+interest
+ 493/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,807/mo PITI ÷ 0.28 = 10,026/mo → 120,316/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear New Haven, CT?

You need about $120,316/yr for the typical home. On $225,000 you already clear it by $104,684.

On $200,000? On $250,000? On $275,000?

See the full New Haven, CT affordability breakdown → or every metro you can afford on $225,000 →