NO
On $25,000/yr, the typical $520,531 home in Ogden, UT needs $153,464/yr ($3,581/mo). Your gap: $-128,464 — housing would be 171.9% of your gross income.
The math
520,531 price − 10% down (52,053) = 468,478 loan
30-yr fixed at 6.47% on 468,478 = 2,952/mo principal+interest
+ 629/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,581/mo PITI ÷ 0.28 = 12,789/mo → 153,464/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Ogden, UT?
You need about $153,464/yr for the typical home. That's $128,464 more than $25,000.