WhereCanIAfford › Omaha, NE › On $150,000

Is Omaha, NE affordable on a $150,000 salary?

YES On $150,000/yr, the typical $310,337 home in Omaha, NE needs $91,494/yr ($2,135/mo). Your gap: +$58,506 — housing would be 17.1% of your gross income.

The math

310,337 price − 10% down (31,034) = 279,303 loan
30-yr fixed at 6.47% on 279,303 = 1,760/mo principal+interest
+ 375/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,135/mo PITI ÷ 0.28 = 7,625/mo → 91,494/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Omaha, NE?

You need about $91,494/yr for the typical home. On $150,000 you already clear it by $58,506.

On $125,000? On $175,000? On $200,000?

See the full Omaha, NE affordability breakdown → or every metro you can afford on $150,000 →