NO
On $75,000/yr, the typical $306,318 home in Omaha, NE needs $95,903/yr ($2,238/mo). Your gap: $-20,903 — housing would be 35.8% of your gross income.
The math
306,318 price − 10% down (30,632) = 275,686 loan
30-yr fixed at 7.18% on 275,686 = 1,868/mo principal+interest
+ 370/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,238/mo PITI ÷ 0.28 = 7,992/mo → 95,903/yr required
against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).
What salary WOULD clear Omaha, NE?
You need about $95,903/yr for the typical home. That's $20,903 more than $75,000.