NO
On $175,000/yr, the typical $883,047 home in Oxnard, CA needs $260,342/yr ($6,075/mo). Your gap: $-85,342 — housing would be 41.7% of your gross income.
The math
883,047 price − 10% down (88,305) = 794,742 loan
30-yr fixed at 6.47% on 794,742 = 5,008/mo principal+interest
+ 1,067/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
6,075/mo PITI ÷ 0.28 = 21,695/mo → 260,342/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Oxnard, CA?
You need about $260,342/yr for the typical home. That's $85,342 more than $175,000.