NO
On $25,000/yr, the typical $448,352 home in Phoenix, AZ needs $132,184/yr ($3,084/mo). Your gap: $-107,184 — housing would be 148% of your gross income.
The math
448,352 price − 10% down (44,835) = 403,517 loan
30-yr fixed at 6.47% on 403,517 = 2,543/mo principal+interest
+ 542/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,084/mo PITI ÷ 0.28 = 11,015/mo → 132,184/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Phoenix, AZ?
You need about $132,184/yr for the typical home. That's $107,184 more than $25,000.