NO
On $75,000/yr, the typical $542,063 home in Portland, ME needs $159,813/yr ($3,729/mo). Your gap: $-84,813 — housing would be 59.7% of your gross income.
The math
542,063 price − 10% down (54,206) = 487,857 loan
30-yr fixed at 6.47% on 487,857 = 3,074/mo principal+interest
+ 655/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,729/mo PITI ÷ 0.28 = 13,318/mo → 159,813/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Portland, ME?
You need about $159,813/yr for the typical home. That's $84,813 more than $75,000.