NO
On $75,000/yr, the typical $542,843 home in Portland, OR needs $166,712/yr ($3,890/mo). Your gap: $-91,712 — housing would be 62.2% of your gross income.
The math
542,843 price − 10% down (54,284) = 488,559 loan
30-yr fixed at 6.95% on 488,559 = 3,234/mo principal+interest
+ 656/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,890/mo PITI ÷ 0.28 = 13,893/mo → 166,712/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Portland, OR?
You need about $166,712/yr for the typical home. That's $91,712 more than $75,000.