WhereCanIAfford › Provo, UT › On $200,000

Is Provo, UT affordable on a $200,000 salary?

YES On $200,000/yr, the typical $548,061 home in Provo, UT needs $164,650/yr ($3,842/mo). Your gap: +$35,350 — housing would be 23.1% of your gross income.

The math

548,061 price − 10% down (54,806) = 493,255 loan
30-yr fixed at 6.69% on 493,255 = 3,180/mo principal+interest
+ 662/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,842/mo PITI ÷ 0.28 = 13,721/mo → 164,650/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Provo, UT?

You need about $164,650/yr for the typical home. On $200,000 you already clear it by $35,350.

On $175,000? On $225,000? On $250,000?

See the full Provo, UT affordability breakdown → or every metro you can afford on $200,000 →