WhereCanIAfford › Raleigh, NC › On $100,000

Is Raleigh, NC affordable on a $100,000 salary?

NO On $100,000/yr, the typical $438,364 home in Raleigh, NC needs $129,240/yr ($3,016/mo). Your gap: $-29,240 — housing would be 36.2% of your gross income.

The math

438,364 price − 10% down (43,836) = 394,528 loan
30-yr fixed at 6.47% on 394,528 = 2,486/mo principal+interest
+ 530/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,016/mo PITI ÷ 0.28 = 10,770/mo → 129,240/yr required

against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).

What salary WOULD clear Raleigh, NC?

You need about $129,240/yr for the typical home. That's $29,240 more than $100,000.

On $75,000? On $125,000? On $150,000?

See the full Raleigh, NC affordability breakdown → or every metro you can afford on $100,000 →