NO
On $25,000/yr, the typical $431,269 home in Raleigh, NC needs $132,446/yr ($3,090/mo). Your gap: $-107,446 — housing would be 148.3% of your gross income.
The math
431,269 price − 10% down (43,127) = 388,142 loan
30-yr fixed at 6.95% on 388,142 = 2,569/mo principal+interest
+ 521/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,090/mo PITI ÷ 0.28 = 11,037/mo → 132,446/yr required
against Zillow ZHVI 2026-08 and the 6.95% FRED 30-yr rate (2026-09-17).
What salary WOULD clear Raleigh, NC?
You need about $132,446/yr for the typical home. That's $107,446 more than $25,000.