NO
On $25,000/yr, the typical $438,364 home in Raleigh, NC needs $129,240/yr ($3,016/mo). Your gap: $-104,240 — housing would be 144.7% of your gross income.
The math
438,364 price − 10% down (43,836) = 394,528 loan
30-yr fixed at 6.47% on 394,528 = 2,486/mo principal+interest
+ 530/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,016/mo PITI ÷ 0.28 = 10,770/mo → 129,240/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Raleigh, NC?
You need about $129,240/yr for the typical home. That's $104,240 more than $25,000.