NO
On $25,000/yr, the typical $438,138 home in Raleigh, NC needs $131,627/yr ($3,071/mo). Your gap: $-106,627 — housing would be 147.4% of your gross income.
The math
438,138 price − 10% down (43,814) = 394,324 loan
30-yr fixed at 6.69% on 394,324 = 2,542/mo principal+interest
+ 529/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,071/mo PITI ÷ 0.28 = 10,969/mo → 131,627/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear Raleigh, NC?
You need about $131,627/yr for the typical home. That's $106,627 more than $25,000.