NO
On $50,000/yr, the typical $285,034 home in Rochester, NY needs $84,035/yr ($1,961/mo). Your gap: $-34,035 — housing would be 47.1% of your gross income.
The math
285,034 price − 10% down (28,503) = 256,531 loan
30-yr fixed at 6.47% on 256,531 = 1,616/mo principal+interest
+ 344/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,961/mo PITI ÷ 0.28 = 7,003/mo → 84,035/yr required
against Zillow ZHVI 2026-05 and the 6.47% FRED 30-yr rate (2026-06-18).
What salary WOULD clear Rochester, NY?
You need about $84,035/yr for the typical home. That's $34,035 more than $50,000.