WhereCanIAfford › Salt Lake City, UT › On $25,000

Is Salt Lake City, UT affordable on a $25,000 salary?

NO On $25,000/yr, the typical $567,346 home in Salt Lake City, UT needs $170,444/yr ($3,977/mo). Your gap: $-145,444 — housing would be 190.9% of your gross income.

The math

567,346 price − 10% down (56,735) = 510,611 loan
30-yr fixed at 6.69% on 510,611 = 3,291/mo principal+interest
+ 686/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
3,977/mo PITI ÷ 0.28 = 14,204/mo → 170,444/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear Salt Lake City, UT?

You need about $170,444/yr for the typical home. That's $145,444 more than $25,000.

On $50,000? On $75,000?

See the full Salt Lake City, UT affordability breakdown → or every metro you can afford on $25,000 →