WhereCanIAfford › San Antonio, TX › On $75,000

Is San Antonio, TX affordable on a $75,000 salary?

A STRETCH On $75,000/yr, the typical $280,370 home in San Antonio, TX needs $84,230/yr ($1,965/mo). Your gap: $-9,230 — housing would be 31.4% of your gross income.

The math

280,370 price − 10% down (28,037) = 252,333 loan
30-yr fixed at 6.69% on 252,333 = 1,627/mo principal+interest
+ 339/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
1,965/mo PITI ÷ 0.28 = 7,019/mo → 84,230/yr required

against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).

What salary WOULD clear San Antonio, TX?

You need about $84,230/yr for the typical home. That's $9,230 more than $75,000.

On $50,000? On $100,000? On $125,000?

See the full San Antonio, TX affordability breakdown → or every metro you can afford on $75,000 →