WhereCanIAfford › San Antonio, TX › On $75,000

Is San Antonio, TX affordable on a $75,000 salary?

A STRETCH On $75,000/yr, the typical $273,806 home in San Antonio, TX needs $85,724/yr ($2,000/mo). Your gap: $-10,724 — housing would be 32% of your gross income.

The math

273,806 price − 10% down (27,381) = 246,425 loan
30-yr fixed at 7.18% on 246,425 = 1,669/mo principal+interest
+ 331/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
2,000/mo PITI ÷ 0.28 = 7,144/mo → 85,724/yr required

against Zillow ZHVI 2026-09 and the 7.18% FRED 30-yr rate (2026-11-05).

What salary WOULD clear San Antonio, TX?

You need about $85,724/yr for the typical home. That's $10,724 more than $75,000.

On $50,000? On $100,000? On $125,000?

See the full San Antonio, TX affordability breakdown → or every metro you can afford on $75,000 →