Is San Diego, CA affordable on a $1,100,000 salary?
YES
On $1,100,000/yr, the typical $940,998 home in San Diego, CA needs $282,697/yr ($6,596/mo). Your gap: +$817,303 — housing would be 7.2% of your gross income.
The math
940,998 price − 10% down (94,100) = 846,898 loan
30-yr fixed at 6.69% on 846,898 = 5,459/mo principal+interest
+ 1,137/mo est. taxes+insurance (1.45%/yr of value — national placeholder)
6,596/mo PITI ÷ 0.28 = 23,558/mo → 282,697/yr required
against Zillow ZHVI 2026-06 and the 6.69% FRED 30-yr rate (2026-08-06).
What salary WOULD clear San Diego, CA?
You need about $282,697/yr for the typical home. On $1,100,000 you already clear it by $817,303.